FIRST-TIME BUYERS

Helping you get on the first rung of the property ladder

My Hero

Once you find ‘the one’ - the home of your dreams- you’ll want to make sure the finance is in place to buy it.

Speed is of the essence in the purchase process and quite often can be a determinant factor in seeing the sale through.

How can I get a first time buyer mortgage?

We offer you a personalised service; supporting you every step of the way.

If you are a first-time buyer, you’ll have no chain and therefore have the option to move quickly.

If you already have your mortgage agreed in principle, this can help increase your credibility as a buyer and speed up the process.

"In truth, we wouldn't be living in our first home if it wasn't for their hard work and dedication."

Mr S Bradley, London

How quickly does it take to get a first time buyer mortgage

By using the latest technology, we can produce an offer of advance for you within a week - in certain circumstances. This could allow you to exchange within a few weeks.

We are rate driven in terms of obtaining the best value mortgage for you, but if speed is your primary requirement then you’ll have an experienced hand to guide you through the process.

We can assist and advise you on the vagaries of the purchase process; from dealing with estate agents through to solicitors on the conveyancing side.

We can also provide recommendations and liaise with all the other involved professional parties; particularly accountants for those who are self employed, operating in the creative industries or contractors.

We can guide you through the process, explaining the different stages, ensuring everything moves the way you want it to, understanding every step along the way.

Please contact us for a free initial consultation

RELATED CONTENT

First-time buyers


Speed is of the essence in the purchase process and quite often can be a determinant factor for you in obtaining your dream property.


EXPLORE

Remortgaging


Is now the best time to remortgage? Mortgage interest rates are still historically very competitive and now may be the best time to assess...


EXPLORE

Buy-to-let


Here at Independent James we can provide you with the right advice to maximise your profit potential in a tight rental market. It is well...


EXPLORE

Offset


Offset Mortgages allow you to repay your mortgage in a more flexible manner. In essence, mortgage interest is not payable on the sum...


EXPLORE

Creatives


We realise the varied nature of your work, and more importantly working hours, can make the simplest of tasks difficult to...


EXPLORE

Contractors


In recent years there has been a shift towards people contracting, with the format allowing flexible working arrangements and often...


EXPLORE

Second charge mortgages


As a result of the European Mortgage Directive (implemented on the 21st March 2016) to call ourselves ‘Independent’...


EXPLORE

Commercial


As our clients have grown with us and are looking at various forms of commercial funding, our expertise has also developed in these...


EXPLORE



Top