As our clients have grown with us and are looking at various forms of commercial funding, our expertise has also developed in these areas.
Again we are independent in this area and have great contacts within Commercial Finance departments of major banks, new lenders and challenger banks covering more niche areas. Recent trends and developments in the Peer to Peer lending arena mean business owners have a real choice for funding and this has also meant traditional lenders have upped their game. This can be said for both short term and longer term borrowing.
If you are looking for finance to purchase the premises from which your business operates, then we can help you obtain a commercial mortgage. If you already own your business premises and are looking to refinance, perhaps to raise funds for expansion, we can assess the structure of your finance, your current rate or obtain more competitive terms.
Property investors may also need to access financing for redevelopment projects, properties with a mixed commercial and residential use, Houses of Multiple Occupancy, or a converted property where lending is available on the freehold title.
We can also arrange Bridging Finance, which allows for the swift completion of a purchase, funding an un-mortgageable property and often assist in keeping a deal alive. There has been recent innovation in this space too, with several lenders offering a Bridge to Let option for clients purchase rental property to refurbish.
In most cases rates and fees are determined on an individual basis dependent on the strength of your circumstances. Finance Companies are very keen for these types of loans and interest rates have come down with these low funding costs conditions.
A human being will individually assess your situation, which is why it is crucial to have the right contacts. We have connections with individuals accessing long term contacts in banks to access commercially viable rates. This can lead to competitive Fees and terms offered on an interest only or repayment basis.
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