Obtaining a mortgage and the associated insurances can be a daunting task, with many different types of contracts to choose. However, in these uncertain market conditions, what mortgages are available and which is the most suitable for you? With our expertise and experience, this decision can be a lot less stressful. Independent James represents your interests throughout the mortgage process. We act as your agent; liaising with lenders, estate agents, insurers and solicitors; we will go that extra mile for you!

"I loved the way that we were kept fully informed throughout the process." 

Mr & Mrs F Lewis, Suffolk 

Our services are transparent, personable and flexible.  We invest considerable time and resources on comprehensive research technology and tools, which update daily to source you the best rates available.  Accompanied by a strong commitment to training, supervision and regulation, this provides us with the tools needed to ensure you are guided through the mortgage maze. An on-going client relationship allows us to establish your long-term goals and we always look to develop a consistent mortgage servicing agreement. Most of our clients originate from personal referrals and professional connections; we feel that speaks volumes for our service-driven approach. 

Contact us for an initial consultation at your convenience and our expense. We make a mean coffee too...


Regardless of your current situation or experience of the mortgage market, choosing the right deal for you can be an overwhelming task. The recent Mortgage Market Review (MMR) has put a greater emphasis on individual... Find out more


Here at Independent James we can provide you with the right advice to maximise your profit potential in a tight rental market. It is well known that landlords are a prudent bunch, so it is our position to prove our...Find out more


As our clients have grown with us and are looking at various forms of commercial funding, our expertise has also developed in these areas. Again we are independent in this area and have great contacts within Commercial...Find out more


We strive to provide comprehensive independent financial advice through a team of skilled staff and specialist Associates. Our primary focus is customer care as we realise the importance of this...Find out more


Many new clients come to us having heard that "it’s difficult for self-employed people to get mortgages nowadays". Happily, this couldn’t be further from the truth with a real shift in the mortgage marketplace to support mortgage applicants just like YOU...Find out more


Have a question, comment, or just want to share your thoughts? Fill out our online enquiry form and we will get back to you as soon as possible. Alternatively you can call us on 020 7873 2343...Find out more


In this section we are providing you of real life example scenarios where we have been able to assist our clients. The names and some numbers have been changed where...Find out more


Is now the best time to remortgage? Mortgage interest rates are historically very competitive and now may be the best time to assess your mortgage suitability. We will assess your specific circumstances and go...Find out more


We realise the varied nature of your work, and more importantly working hours, can make the simplest of tasks difficult to undertake. We will aim to minimise these time pressures for you, liaising...Find out more


All of your future planning and aspirations assume your continued good health and longevity. However, these plans may not come to fruition in the event of death or serious illness to either yourself or a member of your family...Find out more


Independent James represents your interests throughout the mortgage process. We act as your agent, liaising with lenders, estate agents and solicitors; we will get the job done for you!